H.J.Res. 495 (99th): A joint resolution to provide for the temporary extension of certain programs relating to housing and community development, and for other purposes.

Dec 19, 1985 (99th Congress, 1985–1986)
Signed by the President
Slip Law:
This bill became Pub.L. 99-219.
Fernand St. Germain
Representative for Rhode Island's 1st congressional district
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Last Updated
Dec 26, 1985
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Referred to Committee
Last Action: Jan 22, 1985


This resolution was enacted after being signed by the President on December 26, 1985.

Introduced Dec 19, 1985
Passed House Dec 19, 1985
Passed Senate Dec 20, 1985
Signed by the President Dec 26, 1985

No summaries available.


House Financial Services

Housing and Insurance

The committee chair determines whether a resolution will move past the committee stage.

Primary Source

THOMAS.gov (The Library of Congress)

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H.J.Res. stands for House joint resolution.

A joint resolution is often used in the same manner as a bill. If passed by both the House and Senate in identical form and signed by the president, it becomes a law. Joint resolutions are also used to propose amendments to the Constitution.

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Library of Congress Summary

The summary below was written by the Congressional Research Service, which is a nonpartisan division of the Library of Congress.

Amends the National Housing Act to extend authority through March 17, 1986, for:
(1) title I financial institution insurance for housing renovation and modernization;
(2) general mortgage insurance;
(3) low and moderate income and displaced families mortgage insurance;
(4) homeownership for lower income families including mortgage insurance authority and housing stimulus authority;
(5) mortgage co-insurance, including rental rehabilitation and development projects;
(6) graduated payment and indexed mortgage insurance;
(7) the demonstration mortgage reinsurance program;
(8) mortgage insurance for armed forces' civilian employees and defense housing for impacted areas;
(9) mortgage insurance for land development; and
(10) mortgage insurance for medical and dental group practice facilities.
Amends the Housing Act of 1964 to extend urban rehabilitation loan authority through March 17, 1986.
Amends the Housing Act of 1949 to extend Farmers Home Administration authority through March 17, 1986, for:
(1) insured loans for rental and cooperative housing and related facilities for elderly persons and families in rural areas;
(2) rural communities with 10,000 - 20,000 population to participate in rural housing programs; and
(3) mutual and self-help housing grant and loan authority.
Amends the National Flood Insurance Act of 1968 to extend authority through March 17, 1986, for national flood insurance, including emergency implementation and flood-risk zones.
Limits flood and crime insurance premium rate increases during such period to a maximum prorated annual rate of five percent.
Amends the National Housing Act to extend authority for the national crime insurance program through March 17, 1986.
Amends the Housing and Community Development Act of 1974 to extend through March 17, 1986, community development block grant entitlement authority for certain metropolitan city and urban county areas.
Amends the Housing and Urban-Rural Recovery Act of 1983 to extend through March 17, 1986, the maximum interest rate limitation on loans for housing and related facilities for elderly or handicapped families.
Extends the Home Mortgage Disclosure Act through March 17, 1986.

House Republican Conference Summary

The summary below was written by the House Republican Conference, which is the caucus of Republicans in the House of Representatives.

No summary available.

House Democratic Caucus Summary

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