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H.R. 2622 (108th): Fair and Accurate Credit Transactions Act of 2003

This was a vote to pass H.R. 2622 (108th) in the House. This vote was taken under a House procedure called “suspension of the rules” which is typically used to pass non-controversial bills. Votes under suspension require a 2/3rds majority. A failed vote under suspension can be taken again.

The Fair and Accurate Credit Transactions Act of 2003 (abbreviated FACT Act or FACTA, Pub.L. 108–159) is a United States federal law, passed by the United States Congress on November 22, 2003, and signed by President George W. Bush on December 4, 2003, as an amendment to the Fair Credit Reporting Act. The act allows consumers to request and obtain a free credit report once every twelve months from each of the three nationwide consumer credit reporting companies (Equifax, Experian and TransUnion). In cooperation with the Federal Trade Commission, the three major credit reporting agencies set up the website, AnnualCreditReport.com, to provide free access to annual credit reports.

The act also contains provisions to help reduce identity theft, such as the ability for individuals to place alerts on their credit histories if identity theft is suspected, or if deploying overseas in the military, thereby making fraudulent applications for credit more difficult. Further, it requires secure disposal of consumer information.

This summary is from Wikipedia.

Source: Wikipedia

Totals

All Votes R D I
Yea 87%
 
 
 
379
224
 
155
 
0
 
Nay 11%
 
 
 
49
3
 
45
 
1
 
Present 0%
 
 
 
1
0
 
1
 
0
 
Not Voting 1%
 
 
 
5
1
 
4
 
0
 

Date: Nov 21, 2003

Question: Suspend the Rules and Agree to the Conference Report in the House

Required: 2/3

Result: Passed

Source: house.gov

Ideology Vote Chart

Key: R Yea D Yea R Nay D Nay
Seat position based on our ideology score.

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Vote Details

Notes: The Speaker’s Vote? “Aye” or “Yea”?
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Statistically Notable Votes

Statistically notable votes are the votes that are most surprising, or least predictable, given how other members of each voter’s party voted and other factors.

All Votes