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H.R. 647 (113th): ABLE Act of 2014

Dec 3, 2014 at 5:55 p.m. ET. On Passage of the Bill in the House.

This was a vote to pass H.R. 647 (113th) in the House.

The Achieving a Better Life Experience (ABLE) Act would ease the financial burden for individuals with disabilities by creating tax-free accounts that can be used to save for disability-related expenses. These accounts can be created by individuals to support themselves or by families to support their dependents.

The ABLE act was introduced by Ander Crenshaw [R-FL4] in the House and by Robert Casey [D-PA] in the Senate. Together, the two bills have over 400 cosponsors.

The bill would create tax-exempt, state based private savings accounts to fund disability-related expenses to supplement benefits currently provided by Social Security, Medicaid, employers, and private insurance. The account shall be treated in the same way as a qualified tuition program, such as a 529. A 529 account allows families to save money for an individual’s education without being disqualified for certain aid programs and prevents tax penalties on the money saved and any income earned from it.

Expenses would qualify as disability-related if they are for the benefit of an individual with a disability and are related to the disability. They include education; housing; transportation; employment support; health, prevention, and wellness costs; assistive technology and personal support services; and other expenses.

ABLE accounts will have no impact on Medicaid eligibility. Those receiving Supplemental Security Income (SSI) from Social Security shall have those payments suspended while maintaining excess resources in an ABLE account.

Totals

All Votes R D
Yea 96%
 
 
404
221
 
183
 
Nay 4%
 
 
17
5
 
12
 
Not Voting
 
 
13
7
 
6
 

Passed. Simple Majority Required. Source: house.gov.

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Republican - Yea Democrat - Yea Republican - Nay Democrat - Nay
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